Archive for September, 2008

Rich in Happiness: Marvin “Turtle” Russell

Monday, September 29th, 2008

8:18 pm September 23rd, 2008 I watched my grandfather take his last breath from complications of previously undiscovered colon cancer.  That in itself has nothing to do with debt, money or finances but he was the man that’s sculpted me to who I am today.

In this hobby of mine to become debt free, I often get caught up in achieving the goal and I sometime forget the reason for doing so.  Of course it’s to change my family’s legacy, but at the same time I should note to self that our family was in great hands anyways and I’m planning to build on that.

My grandfather was a template (I follow) for selflessness. He lived with, through and for his family. He sacrificed so much for our family without blinking an eye while keeping a smile and an occasional lame joke.  Not to get too spiritual, but I believe that parental up-bringing plays a more important role than religion as he was my Jesus, Yahweh,  Jehovah, etc as he’s lived the perfect life (in my eyes).

He’s helped mold me into what I am today. He’s that one childhood figure that you’re fascinated with that sticks with you forever. For some people it’s religion as a child that you come back to to get comfort. For me it’s my family.  Now don’t get me wrong, there’s more people that have influenced my life and thoughts also, but he’s one of the most influential people I’ve ever had a chance to know.

Just to name a few obvious things he’s directly influenced in my life:

  • Just graduating from high school, I’ve always had alternatives as to what I’d do for a living but I had no clue as to what I WOULD do.  My options were barber, artist, Ford Motor company, or try to make it as a professional baseball player. I knew I was going to college but I had no idea what to major in. My grandfather sat me down and said, “With the way the computers are becoming so popular, maybe you should look into computers”.  The only experience I had with computers (’93) was in art class drawing in MS paint (which I liked since I’m an artist). To make that long story short I graduated with a 3.1 gpa from Lane College with a bachelor’s in Computer Science.
  • Fast forward 8 years (2001)… Our family was living check to check and in casual conversation I expressed with him that I needed to start budgeting. He sat me down and had shown me how he did his budget. Basically, he wrote his income and outgoing on a yellow pad and stuck the difference (with exception of  $100) into his savings.  I immediately went home and devised a spreadsheet to track and forecast my budget for the entire year every year.
  • Before Dave Ramsey, Turtle was the first person to explain to me how he doesn’t believe in life insurance once your assets are enough for your family.
  • Taught me that racism is really a mindset of the stupid.  Ever since I’ve viewed racism as ignorance instead of racism.
  • In a round-a-bout way he’s also taught me to appreciate people that are younger than me in the family that are stepping up to the plate when the wrong path is SO easy.
  • Most importantly, he’s taught me to love, cherish and appreciate family.

Most of this has nothing to do with finances but actually, these life experiences have made me rich in happiness.

R.I.P. Marvin Bailey Russell (Turtle): 3/2/1926 - 9/23/2008

Layoffs: The aftermath.

Thursday, September 18th, 2008

Sorry for the long delay but I’ve been really busy with the new job and all and in the process got some good news…

The wife’s company is now sold and we inherited our share of the proceeds I blogged about earlier. It feels great to have a nice chunk of change in savings. We are sticking to our plan of taking 10% of it and helping others in need. So far it’s been family & friends. 

It’s great to see people get a blessing because we received one. I’m not religious but lately I’ve been thinking that maybe there is a plan created by someone or something.

For instance, I feel like I worry less over things I can’t control because I feel that if something’s right for me, it will happen.

I’ve had 2 great interview within the past 3 months. I haven’t even called them back to check on the status. If I get it, I get it… If I don’t, I don’t! It’s that simple.

I’ve also had everything to be lined up so that when my severance ran out with Sprint, I’d have a friend that was going to put my wife & I on his plan. That didn’t turn out so well either so I’m going to chalk that up in the “it’s not supposed to happen category” at no fault of my friend.

Anyhow, for some reason this layoff has taught me a lot of things just as I’ve predicted.

It sucks having to wake up in the morning to get dressed to go to work, but at the same time it’s great knowing that I don’t have to worry about job security. Plus I work less than one mile away from where I live.

It sucks taking a $13K pay cut, but at the same time, I’ve actually made more this year with my severance, unemployment & my new job. I’ll also be getting a significant raise in’09 or ‘10 as i’m being groomed to replace someone that’s retiring after next school year.  Did I mention the experience factor is GREAT. It’s like I’m over an entire section of the IT department because I’m the most familiar with the SCCM/SMS technology we’re implementing.

So in all… My layoff was actually a blessing in disguise. It’s been great throughout the entire process as it was something that was supposed to happen as it must’ve been in my cards. Actually, it was an exciting time which I can’t explain for some odd reason why it was exciting.

I guess it was a challenge of the change I am going through at this time. It was exciting to know that you’re forced to do something and you have other people relying on your for support.  Since the layoffs, we haven’t missed a beat considering this is one of the worst economic times since the great depression. Some people are actually calling it worst.

I will tell you that if I would’ve been financially irresponsible, then this wouldn’t have been such a grand time in my life.

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